In a move to help individuals keep their National Insurance (NI) record up to date, the government has launched a new online tool that allows taxpayers to check for gaps in their NI record, make voluntary payments, and receive confirmation once their payment has been received. This service, which became available on 29th April 2024, aims to simplify the process of maintaining an accurate record, ensuring that individuals can continue to qualify for state benefits such as the state pension.
The new service provides a streamlined way for taxpayers to identify any gaps in their NI record and address them promptly. By making voluntary contributions, individuals can fill in any missing years of NI payments, helping to protect their entitlement to benefits in the future. The tool also confirms when payments have been successfully received, providing greater peace of mind to those looking to manage their records efficiently.
Thanks to an extension granted in June 2023, eligible taxpayers now have until 5th April 2025 to pay voluntary contributions for gaps in their NI record that occurred between 6th April 2006 and 5th April 2018. This extension gives individuals additional time to address any gaps from this period, which is particularly beneficial for those who may have missed contributions during these years.
However, it is important to note that from 6th April 2025 onwards, the window to make voluntary contributions will return to the standard six-year period. After that, individuals will only be able to make payments for the previous six tax years, in line with the normal time limits.
To ensure that you are on track with your National Insurance contributions and avoid any future issues, make sure to take advantage of this new online service before the deadline.
Ask ChatGPT
